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  2. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    With a co-borrower, both you and the co-borrower can have ownership of the property — in other words, both of your names are on the property title — and are responsible for repaying the mortgage.

  3. Shared appreciation mortgage - Wikipedia

    en.wikipedia.org/wiki/Shared_appreciation_mortgage

    The Shared Appreciation Mortgage Action Group (SAMAG) was set up in 2009 by Hilary Messer, who was then head of litigation at RWP Solicitors (Richard Wilson Pangbourne [31]), based in Reading, Berkshire. Over 300 shared-appreciation mortgage customers paid £5,000 each, a total of £1.5m, towards legal fees for a class action.

  4. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [ 2 ]

  5. Unison Home Ownership Investors - Wikipedia

    en.wikipedia.org/wiki/Unison_Home_Ownership...

    Unison Home Ownership Investors (commonly known as Unison) is an American home ownership investment company based in San Francisco, California.The company uses a shared ownership model to allow customers to buy a home when they don't have enough capital to get a normal mortgage taking a percentage of the gain when the house is sold.

  6. What is a shared appreciation mortgage? - AOL

    www.aol.com/finance/shared-appreciation-mortgage...

    A shared appreciation mortgage (SAM) is a type of home loan that grants a portion of the home’s appreciation to the mortgage lender in exchange for a below-market interest rate. You, as the ...

  7. Mortgage pain fuels highest rise in home ownership costs in ...

    www.aol.com/news/mortgage-pain-fuels-highest...

    For example, a borrower with an average house valued at £292,000 and 20 percent deposit remortgaging from a 2.75 per cent five-year mortgage obtained in 2019 to a five-year deal at 4.42 per cent ...

  8. Participation mortgage - Wikipedia

    en.wikipedia.org/wiki/Participation_mortgage

    A participation mortgage or participating mortgage is a mortgage loan, or sometimes a group of them, in which two or more persons have fractional equitable interests.In this arrangement the lender, or mortgagee, is entitled to share in the rental or resale proceeds from a property owned by the borrower, or mortgagor.

  9. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...

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