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The California FAIR Plan is an insurance program backed by the state of California that is used by property owners who cannot find private market insurance coverage. [ 1 ] [ 2 ] [ 3 ] The plans are typically more expensive and provide less coverage than commercial plans.
The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.
California FAIR tried to assure worried homeowners that it would be able to handle the claims that this week’s massive fires will produce. “The FAIR Plan, which is primarily a catastrophe ...
As a result, many homeowners were forced to obtain coverage from the state’s insurer of last resort, the California Fair Access to Insurance Requirements (CA FAIR) Plan, which covered 1,430 ...
Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election. It passed with 51% of the vote on November 8, 1988. [1] Proposition 103 expanded the regulatory capacities of the California Department of Insurance, especially in property and casualty insurance.
Insurance companies doing business in California must put money into a fund to pay for coverage under the FAIR Plan. The number of people on the FAIR Plan has nearly doubled in recent years ...
The official argument in favor of Proposition 1 was co-written by Shannon Udovic-Constant, Jodi Hicks, and Carol Moon Goldberg, each representing the California Medical Association, the Planned Parenthood Affiliates of California, and the League of Women Voters of California respectively. In their argument, they wrote, in part, that "a person's ...
The FAIR Plan was created by the state in the 1960s after the Watts riots and some natural disasters prompted insurers to bail. It’s funded by the insurers and has about 375,000 policyholders ...
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