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2. 6 steps you should take after a data breach - AOL

   www.aol.com/6-steps-data-breach-143000691.html

   When you add a fraud alert to your Experian credit report (or to your report at either of the other two national credit bureaus, TransUnion or Equifax), the alert is automatically applied to your ...

3. Are Fraud Alerts a Credit Savior or Saboteur? Here's ... - AOL

   www.aol.com/fraud-alerts-credit-savior-saboteur...

   A fraud alert lasts for one year, but you can renew it. You can set up a fraud alert online with any of the three credit bureaus: Equifax. Experian. TransUnion. You don't need to go through the ...

4. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The title requires that consumer reporting agencies, upon the request of a consumer who believes he is or about to be a victim of fraud or any other related crime, must place a fraud alert on that consumer's file for at least 90 days, and notify all other consumer reporting agencies of the fraud alert. [5] Consumers may request an extended ...

5. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   Request the caller’s name, company details, street address and a callback number. ... You may want to place a fraud alert or credit freeze on your credit report. Contact Equifax, Experian and ...

6. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

7. 2017 Equifax data breach - Wikipedia

   en.wikipedia.org/wiki/2017_Equifax_data_breach

   An Equifax internal audit in 2015 showed that there was a large backlog of vulnerabilities to patch, that Equifax was not following its own timescales on patching them, that IT staff did not have a comprehensive asset inventory, that Equifax did not consider how critical an IT asset was when prioritising patches, and that the patching process worked on an 'Honour system'.