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A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...
With a balance transfer, you move your credit card debt from a credit card with high interest to your new card for interest-fee payments for a set period of time, often anywhere from 12 to 21 months.
Decent Balance Transfer Offer: If you’ve racked up some debt on other cards, the 12-month 0% intro APR (19.24% to 29.99% after intro period) gives you a good chunk of time to pay it off without ...
A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...
Or, you could transfer that debt to a card with a 0% intro APR on balance transfers for 21 months. It charges a 3% balance transfer fee, and after the intro period ends, it has the same 21% APR ...
24/7 Help. For premium support please call: ... I applied for the Citi Simplicity credit card because it offered a 0% APR on balance transfers for 21 months, followed by a variable APR of 18.24% ...
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