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Super Catch-Up. Coley said, “The biggest change in 2025 comes from the SECURE ACT 2.0 and applies to participants ranging from age 60 to 63 and allows for a super catch-up contribution of ...
In 2025, the catch-up contribution limit for 401(k)s is $7,500, unchanged from 2024. So if you're 50 or older by the end of 2025, you can put up to $31,000 into your 401(k). IRA limits for 2025
The contribution limit on individual retirement accounts (IRAs) will stick at $7,000, and the catch‑up contribution limit for individuals 50 and over stays at $1,000 for 2025. IRA deductions for ...
The SECURE Act 2.0 included an annual cost-of-living adjustment for the IRA catch-up contribution starting in 2024. ... be a $7,000 standard and $1,000 catch-up contribution yet again in 2025 for ...
And based on recent high inflation, it's possible that the 2025 IRA catch-up limit could be slightly higher than the usual $1,000. Every extra dollar of retirement investments counts.
The catch-up contribution limit that applies to employees aged 50 and up enrolled in most 401(k), 403(b), governmental 457 plans and the Thrift Savings Plan will remain at $7,500 for 2025. Workers ...
The limit on annual contributions to an IRA remains $7,000. The IRA catch‑up contribution limit for individuals aged 50 also stayed at $1,000 for 2025, after a cost-of-living adjustment, the IRS ...
2025 Roth IRA contribution limits. For 2025, ... And if you're 50 or older, you get the bonus of an extra $1,000 in catch-up contributions, bringing your total to $8,000.
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