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2. Weigh all your options: How to choose the best boat loan lender

   www.aol.com/finance/comparing-options-choose...

   The best boat loan lender may be a personal loan company since they can offer fast and easy financing. Personal loan lenders offer loans as high as $100,000 with terms as long as seven years ...

3. How to get a used boat loan: 6 steps for a successful ... - AOL

   www.aol.com/finance/used-boat-loan-6-steps...

   Bankrate’s take:Utility bills, credit card statements and lease agreements all serve as proof of residence.Copies of your tax returns, W-2s, 1099s and bank statements can be used as proof of income.

4. How to finance a boat: 5 steps & where to find the best loans

   www.aol.com/finance/everything-know-financing...

   A boat loan gives you the ability to finance the cost of a boat over several years instead of paying for it all at once. A secured boat loan may come with lower rates and longer repayment terms.

5. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

6. Merchant category code - Wikipedia

   en.wikipedia.org/wiki/Merchant_category_code

   MCCs are assigned either by merchant type (e.g., one for hotels, one for office supply stores, etc.) or by merchant name (e.g., 3000 for United Airlines [1]) and is assigned to a merchant by a credit card company when the business first starts accepting that card as a form of payment. [2]

7. Ship mortgage - Wikipedia

   en.wikipedia.org/wiki/Ship_mortgage

   In a ship mortgage or ship hypothec (civil law term, covering also a maritime lien), a shipowner gives a lender (or mortgagee) a security interest in a ship as collateral for a mortgage loan. Similar to other types of mortgages , a ship mortgage legally consists of three parts: the mortgage loan, the mortgage document (deed) and the rights ...

8. How do boat loans work, and are they the best way to finance ...

   www.aol.com/finance/boat-loans-types-terms...

   Boat loan interest rates follow personal loan rates in that the best rates go to the most creditworthy borrowers. Most lenders have an annual percentage rate (APR) ranging between 8 percent and 35 ...

9. Boat loans for older boats vs. new boats: What you need to know

   www.aol.com/finance/boat-loans-older-boats-vs...

   Like any type of loan, your credit and finances have a major impact on the boat loan terms you qualify for. Financing a used vs. a new boat Whether you're buying new or used, boat loans generally ...