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  2. Self-funded health care - Wikipedia

    en.wikipedia.org/wiki/Self-funded_health_care

    Rather than a co-op, as each of the previous sections has described, a captive is a subsidiary created to provide benefits to its parent company or companies—although when a captive is offered by more than one employer, the captive is a form of co-op. Captives present risk-management resources for employers who provide self-funded health ...

  3. Health reimbursement account - Wikipedia

    en.wikipedia.org/wiki/Health_Reimbursement_Account

    In 2016, qualified small employer HRA [5] were created which allows small employers to pay for premiums, including on the individual market such as through a health insurance marketplace, although the employees may not be eligible for subsidies. [2] On average, employers with these plans offered an average $387 per month. [6]

  4. Flexible spending account - Wikipedia

    en.wikipedia.org/wiki/Flexible_spending_account

    [28] [29] [30] Under most plans, the "coverage period" generally ceases upon termination of employment whether initiated by the employee or the employer, unless the employee continues coverage with the company under COBRA or other arrangement. Should an employee have unused contributions in an FSA and no additional qualifying claims during the ...

  5. Health insurance - Wikipedia

    en.wikipedia.org/wiki/Health_insurance

    The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from ...

  6. Your insurance company dropped your coverage? It could be ...

    www.aol.com/insurance-company-dropped-coverage...

    Coverage: “They offer a standard policy. If you have a major disaster, fire, lightning, windstorm, you are covered,” said Randy Marzullo, who works for the firm We Insure in Coral Gables.

  7. Employee benefits - Wikipedia

    en.wikipedia.org/wiki/Employee_benefits

    "Voluntary benefits" is the name given to a collection of benefits that employees choose to opt-in for and pay for personally, although as with flex plans, many employers make use of salary sacrifice schemes where the employee reduces their salary in exchange for the employer paying for the perk.

  8. South Florida patients are increasingly angry with coverage ...

    www.aol.com/finance/south-florida-patients...

    South Florida patients are increasingly angry with coverage denial by UnitedHealthcare — and the insurer covers 3.1 million people in the Sunshine State. 3 things to do if you’re denied ...

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