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Income at or below 80 percent of the area median income (AMI); you can use this tool to check AMI limits in your location A debt-to-income (DTI) ratio of no more than 45 percent (or up to 50 ...
The American Invitational Mathematics Examination (AIME) is a selective and prestigious 15-question 3-hour test given since 1983 to those who rank in the top 5% on the AMC 12 high school mathematics examination (formerly known as the AHSME), and starting in 2010, those who rank in the top 2.5% on the AMC 10.
Home Possible mortgage: Freddie Mac’s Home Possible mortgage program is the counterpart to the HomeReady mortgage, with a 3 percent minimum down payment requirement.
The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
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HomeAdvisor incorporates home improvement project planning resources, which are free to homeowners, and a paid network for service professionals. [3] According to the company, professionals registered on HomeAdvisor network are prescreened and must pass criminal and financial background checks. [4]
Negative equity if home value drops: If home values drop suddenly, it could leave you in a situation where you owe more on the loan than the actual worth of your home, a state of negative equity.
An Amazon Machine Image (AMI) is a special type of virtual appliance that is used to create a virtual machine within the Amazon Elastic Compute Cloud ("EC2"). It serves as the basic unit of deployment for services delivered using EC2.