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2. Paying off debt in tough financial times - AOL

   www.aol.com/finance/paying-off-debt-tough...

   Debt relief can help you reduce your owed debt amount and pay an amount that works for your budget, allowing you to pay off your balance even when you’re going through hard times.

3. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use the FICO credit scoring model ...

4. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

5. Debt snowball method - Wikipedia

   en.wikipedia.org/wiki/Debt_snowball_method

   However, if two debts are very close in amount owed, then the debt with the higher interest rate would be moved above in the list. Commit to pay the minimum payment on every debt. Determine how much extra can be applied towards the smallest debt. Pay the minimum payment plus the extra amount towards that smallest debt until it is paid off.

6. 6 Signs You Need a Better Plan To Pay Off Your Student Loans

   www.aol.com/6-signs-better-plan-pay-140040661.html

   The total amount of student loan debt in the U.S. is $1.727 trillion, according to Education Data Initiative. This includes private and federal loans, but the bulk of this debt is from federal ...

7. Tax debt relief: How to resolve your debt with the IRS

   www.aol.com/finance/tax-debt-relief-resolve-debt...

   Tax debt relief is a legitimate need, but the industry is rife with scams that prey on vulnerable taxpayers. Identifying the warning signs of a scam can help protect against financial harm.

8. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   You can reduce or eliminate a significant portion of mortgage debt if you owe more than the property is worth during foreclosure. Get relief from the stress and uncertainty of struggling to make ...

9. 3 steps to calculate your debt-to-income ratio - AOL

   www.aol.com/finance/3-steps-calculate-debt...

   Evaluate your spending plan, minimize expenses and use these funds to make extra payments towards your debt each month. Stop using credit cards or opening new credit accounts while paying down ...