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Insurance regulatory law is the body of statutory law, administrative regulations and jurisprudence that governs and regulates the insurance industry and those engaged in the business of insurance. Insurance regulatory law is primarily enforced through regulations, rules and directives by state insurance departments as authorized and directed ...
Botswana Insurance Holdings Limited (BIHL Group) is an investment, retirement, and insurance group that maintains its headquarters in Botswana and operates through three subsidiaries and holds a stake in a number of associate companies. [1] BIHL Group was established in 1975 and has been listed on the Botswana Stock Exchange since 1991. [2]
Advice-based models (where there is less integration and the distribution is based on using professional insurance advisers to sell to the clients of the bank). Open architecture models. The business model tends to impact all aspects of the bancassurance activity including the company structure, sales and marketing, product design, and sales ...
Life expectancy. Minimum payout as % of face value (minus outstanding loans) Less than 6 months. 80%. 6 months to less than 12 months. 70%. 12 months to less than 18 months
The Botswana Competition Authority (BCA) was established in 2011 by the Botswana Competition Act. [1] The regulations granting the BCA its powers came into effect on 14 October 2011. [2] In April 2016, Tebelelo Pule was appointed temporary Chief Executive, succeeding Thula Kaira. [3] This appointment was made permanent in October 2017. [3]
The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent. The 79th Congress passed the McCarran–Ferguson Act in 1945 after the Supreme Court ruled in United States v.
It falls under the Ministry of Trade and Industry. All types of companies (as permitted by Botswana Companies and Intellectual Property Authority Act) are incorporated and registered with CIPA, which requires them to file specific details in accordance with the current Companies and Intellectual Property Authority Act. [2]
Car insurance companies like Progressive Auto Insurance advertise specifically with their price, as they promote the amount of money that can be saved by making the switch. Price-based selling may result in a good or service becoming a commodity and a commodity by definition is a product or service that has no differentiating qualities or ...