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  2. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    Pay-to-delete letters are free. ... There are other ways to deal with the negative mark on your credit report. You could file a dispute with the credit bureaus (if there’s an error), ...

  3. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Ways to dispute errors on your credit report. When you’re ready to dispute the errors on your credit report, you have three main options: filing a dispute by mail, online or by calling the ...

  4. What is a pay-for-delete letter? - AOL

    www.aol.com/finance/pay-delete-letter-195458239.html

    A pay-for-delete letter is a written request sent to a creditor or collection agency asking them to remove a negative entry from your credit report in exchange for payment. The primary goal is to ...

  5. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Investigate consumer disputes received from credit reporting agencies; Correct, delete, or verify information within 30 days of receipt of a dispute; and, Inform consumers about negative information which is in the process of or has already been placed on a consumer's credit report within one month.

  6. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A 609 dispute letter, also known as a credit dispute letter, is a written request to credit bureaus to remove incorrect, negative information from your credit report.

  7. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    Fair and Accurate Credit Transactions Act; Other short titles: Financial Literacy and Education Improvement Act: Long title: An Act to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.

  8. Complaint - Wikipedia

    en.wikipedia.org/wiki/Complaint

    In legal terminology, a complaint is any formal legal document that sets out the facts and legal reasons (see: cause of action) that the filing party or parties (the plaintiff(s)) believes are sufficient to support a claim against the party or parties against whom the claim is brought (the defendant(s)) that entitles the plaintiff(s) to a remedy (either money damages or injunctive relief).

  9. Stick It to the Man: How To Dispute a Credit Report Error ...

    www.aol.com/stick-man-dispute-credit-report...

    Step 3: Monitor Your Credit Report for Changes. After submitting your dispute letter and all supporting documentation to the credit bureau, you should receive a reply within 30 days.

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