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Purchasing a vacation home or secondary residence often seems like a dream come true. But before getting carried away in fantasyland, prudent buyers must do the legwork. Doing so helps ensure your...
Second home mortgage requirements can be more strict than mortgage requirements for your first home. For example, many lenders require you to put at least 10 percent down on a second home. There ...
According to the National Association of Home Builders, "the total count of second homes was 7.15 million in 2020, accounting for 5.11% of the total housing stock." To some people, even a first ...
A real estate license is an authorization issued by a government body to give agents and brokers the legal authority to represent a home seller or buyer in a real estate transaction. Real estate agents and real estate brokers are required to be licensed when conducting real estate transactions in the United States and in a small number of other ...
The home inspection and home appraisal are crucial steps for buyers, and both can make or break a deal. Both involve a professional visiting the property for an in-person evaluation, but they’re ...
For several decades, various cities and towns in the United States have adopted relocation programs offering homeless people one-way tickets to move elsewhere. [1] [2] Also referred to as "Greyhound therapy", [2] "bus ticket therapy" and "homeless dumping", [3] the practice was historically associated with small towns and rural counties, which had no shelters or other services, sending ...
Second mortgages, commonly referred to as junior liens, are loans secured by a property in addition to the primary mortgage. [1] [2] Depending on the time at which the second mortgage is originated, the loan can be structured as either a standalone second mortgage or piggyback second mortgage. [3]
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