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  2. California FAIR Plan insurance: What it is and how it works - AOL

    www.aol.com/finance/california-fair-plan...

    The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market ...

  3. California homeowners insurance market tested as fires rage

    www.aol.com/finance/california-homeowners...

    From 2012 to 2021, home insurers in California lost money on underwriting and insurance transactions, while nationwide average profit margins on those deals were 3.6% to 4.2%, respectively.

  4. Governor Newsom is banning insurance companies from canceling ...

    www.aol.com/governor-newsom-banning-insurance...

    Between 2020 and 2022, insurance companies declined to renew more than 2.8 million homeowners policies in California, according to CNN. In recent years, many insurers have scaled back operations ...

  5. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Fire: Unless a fire was started intentionally in your home, damage will most likely be covered by your home insurance policy. Homeowners in areas with significant wildfire threat may see higher ...

  6. 1988 California Proposition 103 - Wikipedia

    en.wikipedia.org/wiki/1988_California...

    Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election. It passed with 51% of the vote on November 8, 1988. [1] Proposition 103 expanded the regulatory capacities of the California Department of Insurance, especially in property and casualty insurance.

  7. Controversy swirls around California’s failed wildfire ...

    www.aol.com/finance/controversy-swirls-around...

    Due to California's wildfire insurance crisis, homeowners in fire-prone areas are facing increasingly high rates or losing coverage altogether. Don't miss Car insurance premiums in America are ...

  8. AOL Mail

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    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

  9. California home insurance in high-risk wildfire areas could ...

    www.aol.com/california-releases-proposal-goal...

    Homeowners in areas at high risk of wildfires could have an easier time finding insurance coverage in the future under an eagerly-awaited proposal released Wednesday by the Department of Insurance.