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When I performed my balance transfer with the Citi Simplicity® Card* for $4,000, I had a balance transfer fee of $200 and an intro APR period of 21 months. So I divided $4,200 by 21 months and ...
The Citi Diamond Preferred is nearly identical to the Citi Simplicity, offering the same 21-month 0 percent intro APR on balance transfers and 12-month 0 percent intro APR on purchases (then an 18 ...
For example, if you have a card with a $5,000 balance transfer limit and a 3 percent balance transfer fee, the most you’ll be able to transfer is about $4,850.
You can apply for the Diamond Preferred card or the Citi Simplicity card on the Citi website and, if qualified, enjoy a 0% intro APR for 18 months on purchases and balance transfers. (Balance ...
A balance transfer can allow you to pay off your debt while taking advantage of an introductory 0% APR period. ... Say your debt balance is $10,000 and you have a $7,000 credit limit. You can only ...
Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an extra $150 to $250 in fees.
The best balance transfer credit card you choose could offer more than a 0 percent intro balance transfer APR. It may also offer better overall benefits — possibly including cash back, rewards ...
So, let’s say you transfer $5,000 in high-interest credit card debt to a new balance transfer card that charges a 3 percent balance transfer fee. In this case, you would begin repayment on your ...
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