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  2. Standard vs. nonstandard car insurance: What you need to know

    www.aol.com/finance/standard-vs-nonstandard-car...

    Driver profile. Average annual full coverage premium. Clean record. $2,458. Coverage lapse. $2,705. 18-year-old (standalone policy) $6,687. DUI conviction. $4,713

  3. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package. ... this pays the difference between what ...

  4. Additional insured - Wikipedia

    en.wikipedia.org/wiki/Additional_insured

    In insurance policies, an additional insured is a person or organization who enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy. [1] [2] [3] The term generally applies within liability insurance and property insurance, but is an element of other policies as well. Most ...

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    North Carolina is the only state to require that a driver hold liability insurance before a license can be issued. North Carolina does allow for a "fleet license" to be issued if the license holder has no insurance, however the fleet license only allows for the driver to operate vehicles owned and insured by their employer. The license holder ...

  6. Can you get insurance with a suspended license? - AOL

    www.aol.com/finance/insurance-suspended-license...

    How to get cheap car insurance with a suspended license. Obtaining cheap auto coverage with a suspended license may require more research and effort, but many general cost-saving strategies still ...

  7. General insurance - Wikipedia

    en.wikipedia.org/wiki/General_insurance

    General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and casualty insurance in the United States and Canada and non-life insurance in Continental Europe. In the United Kingdom, insurance is broadly divided into three areas: personal lines, commercial lines and London market.

  8. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Insurance must be purchased from a licensed provider: Florida drivers must purchase car insurance from an insurance company licensed in Florida. Continuous coverage: Vehicle owners must maintain ...

  9. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.