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  2. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    How much can debt settlement affect your credit score? In some cases, a debt settlement and its circumstances, such as missed payments and charged-off debt, can lead to a more than 100-point ...

  3. How a car loan settlement affects your credit - AOL

    www.aol.com/finance/car-loan-settlement-affects...

    How debt settlement impacts your credit. A car loan settlement immediately causes your credit score to go down because the settlement is a negative mark on your credit report.

  4. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Debt settlement may also affect your credit score if it affects your credit utilization. If you stop making payments on your debt, your balance may climb due to additional charges and late fees.

  5. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

  6. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Start by contacting your credit card company and find out if they have a credit card debt forgiveness program. Beware of companies that tout government-sponsored credit card debt forgiveness programs.

  7. Can Debt Settlement Hurt Your Credit Score? - AOL

    www.aol.com/finance/debt-settlement-hurt-credit...

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  8. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    DIY credit card settlement. Your first option is to negotiate with your credit card company directly. Contact your card issuer’s customer service line and ask about the possibility of debt ...

  9. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

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