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  2. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

  3. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    Here are several techniques for paying off credit card debt the smart way. ... them into a spreadsheet, go through each item and find ways to free up enough money each month to pay off all your ...

  4. Pay Off Your Credit Card Debt With These 11 Steps - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    2. Make a Spreadsheet Budget "The best way consumers can start paying off credit card debt is to make a budget spreadsheet to track their income and expenses," said Rick Orford, personal finance ...

  5. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

  6. Debt snowball method - Wikipedia

    en.wikipedia.org/wiki/Debt_snowball_method

    The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. [1]

  7. Write-off - Wikipedia

    en.wikipedia.org/wiki/Write-off

    Similarly, banks write off bad debt that is declared non collectable (such as a loan on a defunct business, or a credit card due that is in default), removing it from their balance sheets. A reduction in the value of an asset or earnings by the amount of an expense or loss.

  8. How To Pay Off Your Holiday Credit Card Debt in 3 Months or Less

    www.aol.com/pay-off-holiday-credit-card...

    4. Develop the Right Debt Payoff Mindset. You might feel overwhelmed by how much money you owe, but you can find the motivation to pay it off by focusing on the benefits of being debt-free.

  9. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.23 in interest