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The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...
Ms Gloria Swanson claimed Citibank had committed race discrimination in her application for a home equity loan, because their home value appraiser unjustifiably devalued her property as she was African-American under the Fair Housing Act, 42 USC §3605, and the Equal Credit Opportunity Act, 15 USC §1691(a)(1).
The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted 28 October 1974, [3] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of (among other things) age, provided the applicant has the capacity to contract.
The Equal Credit Opportunity Act (ECOA), codified at 15 U.S.C. § 1691 et seq., was enacted on October 28, 1974. [38] This law makes it unlawful for any creditor to discriminate against any applicant regarding any aspect of a credit transaction based on race, color, religion, national origin, sex, marital status, or age (provided the applicant ...
Title 15 of the United States Code outlines the role of commerce and trade in the United States Code. [1] Notable legislation in the title includes the Federal Trade Commission Act , the Clayton Antitrust Act , the Sherman Antitrust Act , the Securities Exchange Act of 1934 , the Consumer Product Safety Act , and the CAN-SPAM Act of 2003 .
The Fair Credit Reporting Act, as originally enacted, was title VI of Pub. L. 91–508, 84 Stat. 1114, enacted October 26, 1970, entitled An Act to amend the Federal Deposit Insurance Act to require insured banks to maintain certain records, to require that certain transactions in United States currency be reported to the Department of the ...
The Truth in Lending Act was originally Title I of the Consumer Credit Protection Act, Pub. L. 90–321, 82 Stat. 146, enacted May 29, 1968. [2] The regulations implementing the statute, which are known as "Regulation Z", are codified at 12 CFR 226. Most of the specific requirements imposed by TILA are found in Regulation Z, so a reference to ...
Short title Bill number(s) Date introduced Sponsor(s) # of cosponsors Latest status 117th Congress: American Innovation and Choice Online Act. H.R.3816: June 11, 2021 David Cicilline (D-RI) 47 Referred to Committees of Jurisdiction. S.2992: October 18, 2021 Amy Klobuchar (D-MN) 13 Referred to Committees of Jurisdiction. 118th Congress