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  2. USDA loans: What are they and am I eligible? - AOL

    www.aol.com/finance/usda-loans-am-eligible...

    A USDA home loan is a no-down payment mortgage for low- and moderate-income homebuyers in largely rural areas. USDA loans are part of a national program created by the U.S. Department of ...

  3. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    A no-down payment mortgage allows you to buy a home without putting any money down upfront at closing. The two main types of loans that don’t usually require a down payment are VA loans and USDA ...

  4. Best lenders for low- and no-down payment mortgages in 2024 - AOL

    www.aol.com/finance/best-low-no-down-payment...

    Availability: All U.S. states Loans offered: Conventional, jumbo, FHA, VA Credit requirements: 650 for conventional loans, 700 for jumbo loans, 620 for FHA loans Down payment minimum: 3% for ...

  5. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

  6. 3 Reasons a Zero-Down Mortgage Is Too Good To Be True ... - AOL

    www.aol.com/finance/4-reasons-zero-down-mortgage...

    Like VA loans, USDA loans don’t usually require a down payment. If living in the relative peace and quiet of the countryside appeals to you, a USDA loan might be a good fit. 3 Reasons Why a Zero ...

  7. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Learn more:Best lenders for low- and no-down payment mortgages in 2024. Down payment assistance (DPA) options. There are many types of down payment assistance, including: Down payment assistance loans

  8. Do you qualify for homebuyer assistance? You might — even if ...

    www.aol.com/finance/can-i-qualify-for-homebuyer...

    Down payment requirement. Who it's for. Federal Housing Administration (FHA) loan. No. Yes. 3.5% and up. First-time buyers, senior and buyers with poor credit. U.S. Department of Agriculture (USDA ...

  9. What is the average down payment for first-time homebuyers? - AOL

    www.aol.com/finance/average-down-payment-first...

    Here are some methods to lower your down payment: Low or no down payment mortgages. ... You could explore buying in a USDA loan eligible area since USDA loans don’t require a down payment.

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