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Climate risk insurance is a type of insurance designed to mitigate the financial and other risk associated with climate change, especially phenomena like extreme weather. [ 1 ] [ 2 ] [ 3 ] The insurance is often treated as a type of insurance needed for improving the climate resilience of poor and developing communities.
Climate risk insurance is a type of insurance designed to mitigate the financial and other risk associated with climate change, especially phenomena like extreme weather. [ 22 ] [ 23 ] [ 24 ] The insurance is often treated as a type of insurance needed for improving the climate resilience of poor and developing communities.
CRM involves strategies aimed at maximizing positive and minimizing negative outcomes for communities in fields such as agriculture, food security, water resources, and health. [1] Climate risk management covers a broad range of potential actions, including: early-response systems, strategic diversification, dynamic resource-allocation rules ...
Healthcare policy analysis published in June 2023 estimated that 65 million workers in the United States between the ages of 19 and 64 (or more than two-fifths of the U.S. labor force) are in occupations at increased risk for climate-related medical problems with non-white Americans and Americans with lower levels of educational attainment ...
The definition of climate resilience is heavily debated, in both conceptual and practical terms. [1]: 7 According to one framework, the three basic capacities of resilience are adaptive, anticipatory and absorptive capacity. [8] Each of these capacities are more readily recognizable which also means that any changes can more easily be tracked.
In 2009, the Global Framework for Climate Services (GFCS) of the World Meteorological Organization was established, with the goal to enable better management of the risks of climate risks through the integration of climate information and prediction into planning, policy and practice. [12]
Index-based insurance, also known as index-linked insurance, weather-index insurance or, simply, index insurance, is primarily used in agriculture. Because of the high cost of assessing losses, traditional insurance based on paying indemnities for actual losses incurred is usually not viable, particularly for smallholders in developing countries .
The Notre Dame Global Adaptation Index, or ND-GAIN, ranks the climate adaptation performance for 177 countries over the last 17 years. [1] One of ND-GAIN’s goals is to assist decision-makers in the public and private sectors to gain a better understanding of the climate adaptation.