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2. 10 alternatives to personal loans and who they’re for - AOL

   www.aol.com/finance/alternatives-personal-loans...

   1. Credit cards. People often choose credit cards over personal loans because of the payment flexibility they offer. You can use as much or little of your available credit as you want, versus ...

3. Alternative financial services in the United States - Wikipedia

   en.wikipedia.org/wiki/Alternative_financial...

   For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into a home equity loan at 18 percent interest. Because the auto loan would have to be paid off in 5 years while the home equity loan would have a 20-year repayment plan, the required monthly payments for the customer would be lower even though the ...

4. Alternative loans for fair credit borrowers - AOL

   www.aol.com/finance/alternative-loans-fair...

   Credit cards have higher interest rates than personal loans, but they are more flexible and can provide rewards. Credit cards are a common alternative to personal loans. If you are able to plan ...

5. 6 Riskiest Places To Swipe Your Credit Card and How To ... - AOL

   www.aol.com/riskiest-places-swipe-credit-card...

   Use a Credit Card Instead of a Debit Card: When you do use plastic, use a credit card instead of a debit card whenever possible. Credit cards are protected under The Fair Credit Billing Act (FCBA ...

6. Alternative financial service - Wikipedia

   en.wikipedia.org/wiki/Alternative_financial_service

   An alternative financial service (AFS) is a financial service provided outside traditional banking institutions, on which many low-income individuals depend. [ 1 ] [ 2 ] In developing countries, these services often take the form of microfinance . [ 3 ]

7. Tropical Financial Credit Union - Wikipedia

   en.wikipedia.org/wiki/Tropical_Financial_Credit...

   The credit union had 10 locations, over 80,000 members, and approximately $400 million in assets. In 1995, Tropical Telco Federal Credit Union celebrated its 60th anniversary and changed its name to Tropical Federal Credit Union. The credit union continued to add SEGs, which today (when?) total more than 200 member companies.

8. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Consider a Payday Alternative Loan (PAL) Payday Alternative Loans (PALs) are small loans offered by some federal credit unions. They typically are offered in amounts under $2,000 and are repaid ...

9. Addition Financial - Wikipedia

   en.wikipedia.org/wiki/Addition_Financial

   Addition Financial (or Addition Financial Credit Union) is an American state-chartered credit union headquartered in Lake Mary, Florida. The credit union is a member-owned, not-for-profit financial cooperative with 26 branches in six counties, with its field of membership currently open to 26 counties in Florida.