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  2. Interest rate cap and floor - Wikipedia

    en.wikipedia.org/wiki/Interest_rate_cap_and_floor

    An interest rate cap is a derivative in which the buyer receives payments at the end of each period in which the interest rate exceeds the agreed strike price. An example of a cap would be an agreement to receive a payment for each month the LIBOR rate exceeds 2.5%.

  3. Servicemembers Civil Relief Act - Wikipedia

    en.wikipedia.org/wiki/Servicemembers_Civil...

    The Servicemembers Civil Relief Act (formerly called the Soldiers' and Sailors' Civil Relief Act of 1940) (codified at 50 U.S.C. §§ 3901—4043) is a United States federal law that protects soldiers, sailors, airmen, marines, coast guardsmen, and commissioned officers in the Public Health Service and National Oceanic and Atmospheric Administration from being sued while in active military ...

  4. Interest rate ceiling - Wikipedia

    en.wikipedia.org/wiki/Interest_rate_ceiling

    The researcher [2] decided that to assess the appropriateness of an interest rate cap as a policy instrument (or whether other approaches would be more likely to achieve the desired outcomes of government) it was vital to consider what exactly makes up the interest rate and how banks and MFIs are able to justify rates that might be considered excessive.

  5. Adjustable-rate mortgages: What they are and how they work - AOL

    www.aol.com/finance/adjustable-rate-mortgages...

    A periodic rate cap: Limits how much the interest rate can change from one year to the next. A lifetime rate cap: Limits how much the interest rate can rise over the life of the loan.

  6. One chart explains why investors are selling small-cap ... - AOL

    www.aol.com/finance/one-chart-explains-why...

    The Fed's rate hikes sent interest expense for S&P 500 companies soaring. The expense rose 64.3% in the second quarter to $37.21 per share, the highest levels since the second quarter of 2008.

  7. Donald Trump has some surprising allies in his war on credit ...

    www.aol.com/news/donald-trump-surprising-allies...

    On its face, a 10% interest-rate cap sounds like a good deal to a lot of consumers, especially at a moment when interest rates are so high. (Seriously, for some retail cards, APRs are in the 30s.) ...

  8. SCRA - Wikipedia

    en.wikipedia.org/wiki/SCRA

    SCRA may refer to: Securities Contracts (Regulation) Act, 1956; Scottish Children's Reporter Administration; Scottish Countryside Rangers Association; Servicemembers Civil Relief Act; South Carolina Research Authority, a research organization in South Carolina; Southern Contemporary Rock Assembly, an Australian jazz-rock group (1971–72)

  9. Debt buyer (United States) - Wikipedia

    en.wikipedia.org/wiki/Debt_buyer_(United_States)

    The first-party writes off most of the value of the debt in the sale to a third-party collection agency. [ 38 ] : 62–3 According to a 2005 article by Christopher Palmeri, the public relations risks to the first-party collection agency associated with defaulted debt collection are reduced by passing on the debt collection to the third-party ...