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  2. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    Accredited Debt Relief: Accredited Debt Relief has helped over 500,000 people manage over $1 billion in debt since 2011. The educational tools, financial resources and Better Business Bureau (BBB ...

  3. Is this text a scam? What to do when a debt collection text ...

    www.aol.com/text-scam-debt-collection-text...

    They buy debt from healthcare companies, government agencies, and utilities. However, not every text or call from someone claiming to be with a legitimate company represents a real debt.

  4. StepChange - Wikipedia

    en.wikipedia.org/wiki/StepChange

    The organisation offers free debt advise, money management and can be contacted through its freephone telephone helpline [2] or online through its online debt advice tool. [3] In 2022, over 500,000 people contacted the charity for help. [4] The charity also campaigns to change policies and practices that trap people in problem debt.

  5. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services. Working ...

  6. Financial Services Compensation Scheme - Wikipedia

    en.wikipedia.org/wiki/Financial_Services...

    It covers deposits, insurance, debt management, funeral plans, insurance, investments, pensions, mortgages and payment protection insurance to varying amounts. FSCS is free for consumers to use and, since 2001, has helped more than 4.5 million people and paid out more than £26 billion.

  7. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

  8. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  9. Debt management plans: What you need to know - AOL

    www.aol.com/finance/debt-management-plans-know...

    Debt management plans also may not be free. Most agencies charge a small setup fee and monthly management fees (typically around $25 to $50). ... These companies offer services for free or at a ...

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