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High-yield savings account rates are probably going to drop, but you have options if you want to lock in at today's rates. Read on for more information. Prediction: Here's Where HYSA Rates Are ...
If your bank drops your interest rate in line with the Fed (half a percent), you'll now earn 4.00% APY. That means you'll only make $65.47 this month, a decrease of $8.03 per month -- which is not ...
While you can open a high-yield account paying out more than 10 times the 0.42% national average right now, you’ll want to strike a balance between saving and not missing out on other investment ...
Time to move your money: January's best high-yield savings accounts still pay up to 4.50% APY
The Federal Reserve cut its federal funds rate for the third time in 2025 on December 18, which lowered the benchmark rate by a quarter point to a range of 4.25% to 4.50% — a full percentage ...
At the conclusion of its fourth rate-setting policy meeting of 2024 on June 12, 2024, the Federal Reserve kept the federal funds target interest rate steady at a 23-year high of 5.25% to 5.50% ...
This means I’d earn $400 for each $10,000 in this HYSA compared to a single $1 in a 0.01% APY traditional account. Over a five-year period, I’d end up racking up $2,167 in my high-yield ...
The Federal Reserve announced a cut to benchmark interest rates yesterday, dropping the Fed rate by 50 basis points to a range of 4.75% to 5.00% — the first time its lowered rates since March 2020.