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2. What happens when your home insurance lapses - AOL

   www.aol.com/finance/happens-home-insurance...

   It could be days or weeks, but the risk is the same; if something happens during the lapse period, you will not have any financial protection from homeowners insurance and will have to pay the ...

3. What to do if your homeowners insurance is canceled - AOL

   www.aol.com/finance/homeowners-insurance...

   If your mortgage company pays your insurance from an escrow ... to initiate a nonrenewal if you have gotten quotes from other companies and decide to switch insurance carriers at your renewal date ...

4. Mortgage law - Wikipedia

   en.wikipedia.org/wiki/Mortgage_law

   A mortgage is a legal instrument of the common law which is used to create a security interest in real property held by a lender as a security for a debt, usually a mortgage loan. Hypothec is the corresponding term in civil law jurisdictions, albeit with a wider sense, as it also covers non-possessory lien.

5. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

6. What Really Happens When You Default on a Mortgage? - AOL

   www.aol.com/m-real-estate-agent-happens...

   Losing the ability to keep up with your mortgage payments due to a job loss, illness or other misfortune can put you into foreclosure on your mortgage. If that has happened to you -- or you are ...

7. Mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_insurance

   Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.

8. Mortgage modification - Wikipedia

   en.wikipedia.org/wiki/Mortgage_modification

   Any change to the mortgage terms is a modification. Changes may include any of the following: a reduction of the yield (commonly referred to as the interest rate ), an extension of the payment term, such as extending a 30-year term to a 40-year term, or a reduction of the principal balance of the loan.

9. Missing mortgage payments: How many can I miss before ... - AOL

   www.aol.com/finance/missing-mortgage-payments...

   A short sale happens when a home is sold for less than the mortgage balance with the lender’s approval. It’s an option for homeowners facing financial hardship and a property value decline.