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Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what ...
The University of Michigan Medicine (branded as Michigan Medicine) is the academic medical center of the University of Michigan, a public research university in Ann Arbor, Michigan. It consists of the university's Medical School, affiliated hospitals, and affiliated healthcare centers.
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A National Provider Identifier (NPI) is a unique 10-digit identification number issued to health care providers in the United States by the Centers for Medicare and Medicaid Services (CMS). The NPI has replaced the Unique Physician Identification Number (UPIN) as the required identifier for Medicare services, and is used by other payers ...
On December 15, 2016, Metro Health officially announced its affiliation with the University of Michigan Health System and was renamed Metro Health – University of Michigan Health. The University of Michigan Health System has some of the most advanced resources and expertise in the United States, patients are able to receive more specialized ...
Recent claim experience—whether better or worse than average—is a strong predictor of future costs in the near term. But the average health status of a particular small employer group tends to regress over time towards that of an average group. [91] The process used to price small group coverage changes when a state enacts small group ...
Seasonal flu activity is elevated across most of the country, according to the latest reports from the Centers for Disease Control and Prevention, and experts say this is expected to continue for ...
In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.