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2. 5 warning signs that an annuity is a bad investment - AOL

   www.aol.com/finance/5-warning-signs-bad-annuity...

   In fixed or indexed annuities, research and review the credited interest or returns linked to an index. You can find this information in the annuity’s prospectus or the quarterly statement ...

3. Fixed annuity - Wikipedia

   en.wikipedia.org/wiki/Fixed_annuity

   Traditional fixed annuities pay interest on the premium contributed at a rate declared by the insurer in advance. Some traditional fixed annuities offer multiple years guaranteed at the same rate, while others will leave the insurance company with the ability to adjust the rate annually. This rate can never be less than the minimum guaranteed ...

4. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   A deferred annuity that permits allocations to stock or bond funds and for which the account value is not guaranteed to stay above the initial amount invested is called a variable annuity (VA). A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). [5]

5. Retirement annuities: Pros and cons of annuity investing - AOL

   www.aol.com/finance/retirement-annuities-pros...

   Like any source of retirement income, annuities have their pros and cons. Understanding these can help you make an informed decision about whether an annuity is right for you. Advantages of ...

6. Should You Cash in an Annuity to Pay Off Your Debts? - AOL

   www.aol.com/news/2011-10-19-should-you-cash-in...

   Savings interest rates today: Ring in the new year with APYs of up to 5.05% (that's 10x the national average)

7. Bad debt - Wikipedia

   en.wikipedia.org/wiki/Bad_debt

   The doubtful debt reserve holds a sum of money to allow a reduction in the accounts receivable ledger due to non-collection of debts. This can also be referred to as an allowance for bad debts. Once a doubtful debt becomes uncollectible, the amount will be written off. [4]

8. Convention of conservatism - Wikipedia

   en.wikipedia.org/wiki/Convention_of_conservatism

   Conservatism plays an important role in a number of accounting rules, including the allowance for doubtful debts [3] and the lower of cost or market rule, [4] which states that one should record inventory at the lower of either its acquisition cost or its current market value.

9. 7 Myths About Debt That Gen Z Must Stop Believing - AOL

   www.aol.com/7-myths-debt-gen-z-160036710.html

   “While staying out of debt is a good rule of thumb, it’s important to understand good debt vs. bad debt. For example, ... 3 Surprising Reasons Women Should Consider an Annuity.