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  2. What happens to your credit card debt after you die? - AOL

    www.aol.com/finance/what-happens-to-credit-card...

    As long as there is a living beneficiary named on the account, creditors can’t make claims against 401(k) accounts. However, if there's no beneficiary, the assets become part of the estate and ...

  3. Claim in bankruptcy - Wikipedia

    en.wikipedia.org/wiki/Claim_in_bankruptcy

    A Proof of claim in bankruptcy, in United States bankruptcy law, is a document filed with the Court so as to register a claim against the assets of the bankruptcy estate. The claim sets out the amount that is owed to the creditor as of the date of the bankruptcy filing and, if relevant, any priority status.

  4. What Expenses Are Paid by the Estate vs. Beneficiary? - AOL

    www.aol.com/finance/expenses-paid-estate-vs...

    The executor is responsible for notifying creditors that the deceased has passed so that they have time to make a claim against estate assets. ... to beneficiaries or liquidated to pay creditors ...

  5. Adjustment (law) - Wikipedia

    en.wikipedia.org/wiki/Adjustment_(law)

    Adjustment of claims is not confined to claims against insurance companies. An allowance made by a creditor, particularly a storekeeper, in response to a complaint by the debtor respecting the accuracy of the account or other claim, or a reduction in the claim or account made to induce a prompt payment, is in a proper sense an adjustment.

  6. Concurrent estate - Wikipedia

    en.wikipedia.org/wiki/Concurrent_estate

    Creditors' claims against the deceased owner's estate may, under certain circumstances, be satisfied by the portion of ownership previously owned by the deceased, but now owned by the survivor or survivors. In other words, the deceased's liabilities can sometimes remain attached to the property.

  7. Don't let creditors win a default judgment against you - AOL

    www.aol.com/2010/04/06/dont-let-creditors-win-a...

    We've warned you about this before: If you rack up big credit card debts, it's perfectly legal for those credit card companies -- or the debt collection firms they sell the debts to after they've ...

  8. Bankruptcy and Insolvency Act - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_and_Insolvency_Act

    Financial institutions, in order to fully realize on secured obligations of a debtor, will normally require guarantors to execute a "Guarantee and Postponement of Claim", [94] which prevents the guarantor from filing a claim against the estate until the secured creditor has been paid in full.

  9. Security interest - Wikipedia

    en.wikipedia.org/wiki/Security_interest

    In finance, a security interest is a legal right granted by a debtor to a creditor over the debtor's property (usually referred to as the collateral [1]) which enables the creditor to have recourse to the property if the debtor defaults in making payment or otherwise performing the secured obligations. [2]

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