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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    Payday alternative loans. Payday alternative loans (PALs) are small, short-term loans offered by some federal credit unions. Loan amounts typically range from $200 to $1,000. They’re generally ...

  3. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    Consider a Payday Alternative Loan (PAL) Payday Alternative Loans (PALs) are small loans offered by some federal credit unions. They typically are offered in amounts under $2,000 and are repaid ...

  4. Emergency and payday loan alternatives that could save ... - AOL

    www.aol.com/finance/emergency-payday-loan...

    Consider a Payday Alternative Loan (PAL) Payday Alternative Loans (PALs) are small loans some federal credit unions offer. They typically amount to under $2,000 and are repaid over the course of a ...

  5. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into a home equity loan at 18 percent interest. Because the auto loan would have to be paid off in 5 years while the home equity loan would have a 20-year repayment plan, the required monthly payments for the customer would be lower even though the ...

  6. Alternative financial service - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial_service

    [1] [2] In developing countries, these services often take the form of microfinance. [3] In developed countries, the services may be similar to those provided by banks and include payday loans , rent-to-own agreements , pawnshops , refund anticipation loans , some subprime mortgage loans and car title loans , and non-bank check cashing, money ...

  7. 6 types of emergency loans and their uses - AOL

    www.aol.com/finance/8-types-emergency-loans...

    3. Payday loans. A payday loan is a type of instant loan that lets you borrow $500 or less, usually without a credit check. Payday loans typically have to be repaid within two weeks or by your ...

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