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The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.
The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...
The California Consumer Credit Reporting Agencies Act (CCCRA) was passed in 1975 as the state's version of the federal Fair Credit Reporting Act. [16] The act regulates consumer credit reporting agencies as well as any users of credit reports.
Since its introduction in 1970, the Fair Credit Reporting Act (FCRA) has made it possible for consumers to access their credit scores and reports. To learn more about the Fair Credit Reporting Act ...
The Fair Credit Reporting Act protects consumer privacy in part by limiting who is allowed to view your credit report and why. Because your credit report contains private information, those who ...
The U.S. Fair Credit Reporting Act enables you to contest the accuracy, fairness and privacy of information provided by credit bureaus. The Dodd-Frank Act of 2010 created the Consumer Financial ...
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