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  2. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

  3. How to choose a private student loan for college

    www.aol.com/finance/choose-best-private-student...

    International students may qualify for a private student loan if an eligible citizen or resident co-signs the loan. Age: You must reach the age of legal adulthood — 18 in most states — before ...

  4. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    Private student loans can serve as a lifeline when other forms of aid fall short, as many lenders offer amounts equal to your full cost of attendance. However, these loans are not a one-size-fits ...

  5. Private student loan requirements: Here’s how to qualify - AOL

    www.aol.com/finance/qualify-private-student-loan...

    Private student loans generally have tougher eligibility requirements than federal loans. In addition to age, income and credit score minimums, students must be enrolled at an eligible school and ...

  6. Types of student loans - AOL

    www.aol.com/finance/types-student-loans...

    Direct Subsidized Loan. Direct Unsubsidized Loan. Direct PLUS Loan. Private student loan. Type. Federal. Federal. Federal. Private. Interest rate. 6.53% (2024-25)

  7. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28. [41] According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all ...

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