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  2. Is home insurance required? - AOL

    www.aol.com/finance/homeowners-insurance...

    Key takeaways. States do not legally require homeowners to have home insurance, but it is usually required by your lender if you currently have a mortgage on your home.

  3. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    Home insurance is not legally required in any state. However, it is generally a good idea to have coverage in place to protect against the risk of financial loss. And, if you have a mortgage on ...

  4. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

  5. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    Unlike auto insurance, which is required in most states, home insurance is not legally required in any state in the nation. That said, if you have a mortgage on your home, your lender will likely ...

  6. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  7. Homeowners choose minimal insurance due to rising rates ... - AOL

    www.aol.com/finance/homeowners-choose-minimal...

    Carrying home insurance is not required by law, but if you have a mortgage, your lender will typically require you to have enough insurance to cover the loan amount or the cost of rebuilding your ...

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