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2. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   FICO Score 8, the FICO score lenders most often use, can lower your score if there is a collection on your credit report, regardless of whether the account was paid. In this model, negotiating pay ...

3. Can closed accounts be removed from your credit report? - AOL

   www.aol.com/finance/closed-accounts-removed...

   If a closed account is hurting your credit score, you have a few options for trying to remove this old debt from your credit report. However, removal isn’t guaranteed unless the account contains ...

4. What is the credit repair organization act? - AOL

   www.aol.com/finance/credit-repair-organization...

   Disputing credit report errors: The Fair Credit Reporting Act allows consumers to dispute inaccurate or incomplete information in their credit reports. It’s legal for credit repair companies to ...

5. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

6. What debts can’t be removed from your credit report? - AOL

   www.aol.com/finance/debts-t-removed-credit...

   Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

7. How to Remove Derogatory Items From Your Credit Report - AOL

   www.aol.com/remove-derogatory-items-credit...

   So you should start by getting your free credit report. You can get your credit report from many different services. But by law, each of the three major reporting bureaus has to give you a free ...