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2. Guide to life insurance

   www.aol.com/finance/guide-life-insurance...

   Convertible term: This type of policy allows you to convert the term policy into a ... a term life insurance policy with the option to convert to permanent coverage may be a good option to ...

3. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   By using the convertible term life insurance provision, the insured can convert a term life policy into a Universal Life or Whole Life policy. This option can be useful to a person who acquired the term life policy with a preferred rating class and later is diagnosed with a condition that would make it difficult to qualify for a new term policy.

4. Term life insurance - AOL

   www.aol.com/finance/term-life-insurance...

   A quick example of how a term policy works: if you purchase a 10-year term life insurance policy, you have a fixed rate (premium) that you pay monthly, quarterly, semi-annually or annually ...

5. Can I convert my term life insurance to whole life insurance?

   www.aol.com/finance/convert-term-life-insurance...

   Term vs. whole life insurance. With term life insurance, the policyholder chooses a period during which their policy is active — usually somewhere between 10 and 30 years. The policyholder pays ...

6. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   A 10-year policy for a 25-year-old non-smoking male with preferred medical history may get offers as low as $90 per year for a $100,000 policy in the competitive US life insurance market. Most of the revenue received by insurance companies consists of premiums, but revenue from investing the premiums forms an important source of profit for most ...

7. Internal Revenue Code section 79 - Wikipedia

   en.wikipedia.org/wiki/Internal_Revenue_Code...

   The cost of employer-provided group-term life insurance on the life of an employee's spouse or dependent, paid by the employer, is not taxable to the employee if the face amount of the coverage does not exceed $2,000. This coverage is excluded as a de minimis fringe benefit. Some cases may allow more. [5]