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  2. Is this text a scam? What to do when a debt collection text ...

    www.aol.com/text-scam-debt-collection-text...

    Fake debt collection is one of many all-too-familiar text scams. ... consumers in the area have received text messages from debt collector Harris & Harris that ask users to follow a link to pay ...

  3. Column: Thanks to Trump, debt collectors can now email, text ...

    www.aol.com/news/column-thanks-trump-debt...

    Linda Sherry, a spokesperson for the advocacy group Consumer Action, said the prospect of debt collection via electronic messages may make it challenging for people "to tell whether it’s a real ...

  4. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Here’s how to find out if a debt collector is legit. Key takeaways. Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment.

  5. Telephone Consumer Protection Act of 1991 - Wikipedia

    en.wikipedia.org/wiki/Telephone_Consumer...

    The TCPA restricts telephone solicitations (i.e., telemarketing) and the use of automated telephone equipment. The TCPA limits companies or debt collectors from calling clients or prospective customers using automatic dialing systems, artificial or prerecorded voice messages, SMS text messages, and fax machines.

  6. Dunning (process) - Wikipedia

    en.wikipedia.org/wiki/Dunning_(process)

    Dunning is the process of methodically communicating with customers to ensure the collection of accounts receivable. Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue. Laws in each country regulate the form that dunning can take.

  7. Idaho: Debt collectors can now use text, email, social media

    www.aol.com/idaho-debt-collectors-now-text...

    Jul. 1—The Idaho Department of Finance is warning the public that debt collectors are now allowed to communicate with consumers through social media, text and email. This change is part of a new ...

  8. How to deal with debt collectors

    www.aol.com/finance/deal-debt-collectors...

    A validation letter is one way to make sure you’re dealing with a legitimate debt collector. If you only received a phone call from an alleged debt collector, request a validation letter ...

  9. Midland Credit Management - Wikipedia

    en.wikipedia.org/wiki/Midland_Credit_Management

    Midland Credit Management, Inc. is an American debt buyer and debt collection company headquartered in San Diego, California, and has offices throughout the United States as well as in India and Costa Rica. [1] It is a wholly owned subsidiary of Encore Capital Group (Nasdaq: ECPG). [2] It is one of the largest debt collectors in the United ...

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