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  2. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Credit card debt settlement, also called debt relief or debt adjustment, is a process in which a lender lets you pay off your credit card for less than your outstanding balance.

  3. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi : Call Citi’s customer service line at 1-800-347-4934 for help with ...

  4. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Alternatives to credit card debt settlement. Debt settlement is the right choice for some people, but keep in mind that it will lower your credit score and make it harder to borrow money in the ...

  5. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    Class members can opt out of the monetary part of the settlement in addition to objecting in court. Visa, MasterCard, and issuing banks can scuttle the settlement if merchants that account for 25 percent or more of credit card spending in the United States since January 1, 2004, to the approval of the settlement. [11]

  6. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    A good debt settlement company will handle calls from the credit card companies, nor the collection agencies. Calls will slow down as the settlement company makes contact with the creditors. Good settlement companies will arrange monthly update calls, establish a plan where the debtor can miss a payment or two, or finish the plan six months ...

  7. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    On average, debt settlement services may help consumers save nearly 50% on their credit card balances, according to a report from the American Association for Debt Resolution. However, that amount ...

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