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The pilot project of IPPB was inaugurated on 30 January 2017 at Raipur and Ranchi. [2] In August 2018, the Union Cabinet approved the cost of ₹ 1,435 crore (US$170 million) for setting up the bank. [4] The first phase of the bank, with 650 branches and 3,250 post offices as access points was inaugurated on 1 September 2018.
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Paytm Payments Bank and Airtel Payments Bank together command over 88% of the deposits in payment banks in India in 2018. According to the Reserve Bank of India's report on ‘Trend and progress of Banking in India 2017-2018', the payment banks reported losses in the financial year 2017-2018, after a weak performance in the FY 2016-17. [14]
Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that customers ...
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Telephone banking became commercially available in the 1980s, first introduced by Girobank in the United Kingdom, which established a dedicated telephone banking service in 1984. [1] Telephone banking saw growth during the 1980s and early 1990s and was heavily used by the first generation of direct banks.
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