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  2. How much should you keep in a CD? Balancing safety and ... - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    A jumbo CD is a certificate of deposit that requires a minimum of $100,000 to open the account. Like regular CDs, jumbo CDs come with a fixed interest rate and term.

  3. Certificate of Deposit (CD): What It Is and Whether It’s ...

    www.aol.com/certificate-deposit-cd-whether...

    Most banks will have a minimum amount you can place into a CD, which can vary with the term of the CD and the interest rate. For instance, a bank might offer: A 12-month CD at 1.05% APY; minimum ...

  4. How do CDs work? - AOL

    www.aol.com/finance/cds-212435091.html

    A traditional CD requires a one-time deposit that meets the bank’s minimum deposit requirement.It has a fixed term and a fixed APY. Traditional CD rates sometimes beat those on regular savings ...

  5. Best CD rates today: There's still time to lock in up to 4.27 ...

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    Here's how FDIC national deposit rates on a $10,000 minimum deposit compare to other deposit accounts between November and December 2024. Savings and deposit account National deposit rate on ...

  6. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    The best interest rates are generally offered on "Jumbo CDs" with minimum deposits of $100,000. Jumbo CDs are commonly bought by large institutional investors, such as banks and pension funds, that are interested in low-risk and stable investment options. Jumbo CDs are also known as negotiable certificates of deposit and come in bearer form.

  7. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Benefits of a CD. Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, per institution, by the FDIC or NCUA, making them a safe investment ...

  8. What is a brokered CD? How they work — and what to know ...

    www.aol.com/finance/what-is-brokered-cd...

    A brokered CD is a certificate of deposit you buy through a brokerage firm, instead of from a bank or credit union. Like traditional CDs, you choose a term length that comes with a set interest rate.

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