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  2. Benefits of independent insurance agents - AOL

    www.aol.com/finance/benefits-independent...

    For example, a life insurance agent’s commission can be quite considerable during the first year of the policy, but often very small thereafter; and whole life insurance policies will earn a ...

  3. Independent insurance agent - Wikipedia

    en.wikipedia.org/wiki/Independent_Insurance_Agent

    Independent agents own and control their accounts, policy records, and renewals. If an independent agent’s contract with a particular insurance company terminates, the agent retains the rights to active accounts and may place them with another insurer. Competition exists between exclusive agents and independent agents.

  4. What is an insurance broker? - AOL

    www.aol.com/finance/insurance-broker-155457276.html

    A captive insurance agent works exclusively with one insurer, selling only that company’s products (e.g., a State Farm agent who solely sells State Farm insurance policies). An independent agent ...

  5. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...

  6. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    Homeowners insurance might be one of the most important things you purchase for your home. After all, a good policy can protect you from major financial losses caused by storms, theft, fire and more.

  7. How to buy homeowners insurance - AOL

    www.aol.com/finance/buy-homeowners-insurance...

    A standard home insurance policy might not meet some homeowners’ needs. Most home insurance policies do not cover earthquake or flood losses. If you live in an area prone to earthquakes or ...

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