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Covered California is the health insurance marketplace in the U.S. state of California established under the federal Patient Protection and Affordable Care Act (ACA). The exchange enables eligible individuals and small businesses to purchase private health insurance coverage at federally subsidized rates.
The three-story Covered California building at 247 Nees Avenue adjacent to Highway 41, constructed in 2020, is shown Friday Jan. 27, 2023 in Fresno.
The three-story Covered California building at 247 Nees Avenue adjacent to Highway 41, constructed in 2020, is shown Friday Jan. 27, 2023 in Fresno.
Since Covered California’s first open-enrollment period in 2013, the state uninsured rate has fallen to 6.5% in 2022 from 17.2%.
As of 2018, about one-third of California was covered by Medi-Cal. It is administered by the California Department of Health Care Services, which operates it in accordance with California's Medicaid State Plan and Title XIX of the Social Security Act. [7] California relies on Affordable Care Act (ACA) funding to support the Covered California ...
Between 2020 and 2024, the number of homes covered by FAIR Plan policies more than doubled, while the Plan's total exposure (including commercial properties) nearly tripled. [7] Between 2023 and 2024, the number of homes in the ZIP code affected by the January 2025 Palisades fire covered by the FAIR Plan almost doubled. [5]
Under the individual mandate provision (sometimes called a "shared responsibility requirement" or "mandatory minimum coverage requirement"), [28] individuals who are not covered by an acceptable health insurance policy will be charged an annual tax penalty of $95, or up to 1% of income over the filing minimum, [29] whichever is greater; this ...
Two-thirds of Covered California enrollees — nearly 1.1 million people — qualify for comprehensive health plans with premiums of $10 or less each month.