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Guaranteed Rate was founded in Chicago in 2000 by Victor F. Ciardelli III, a native of Oak Brook, Illinois, who now serves as chairman and CEO. Through 2020, the company is the third largest retail mortgage lender in the US. [6] Guaranteed Rate Foundation was formed in 2012 to help those in need through difficult times.
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Guaranteed Asset Protection (GAP) insurance (also known as GAPS) was established in the North American financial industry. GAP insurance protects the borrower if the car is written off or totalled by paying the remaining difference between the actual cash value of a vehicle and the balance still owed on the financing. [ 1 ]
If the owner has "Total Loss Coverage," he or she will have to personally cover the "gap" of $5000, and then receive $5000 toward the purchase or lease of a new vehicle, thereby either reducing monthly payments, in the case of financing or leasing, or the total purchase price in the case of outright purchasing.
Key takeaways. 28% of U.S. adults traveling for the holidays are driving instead of flying due to inflation. (Bankrate 2024 Holiday Travel Survey)8% of Americans plan to fly for Thanksgiving, and ...
Guaranteed loans are most often backed by the U.S. government, namely the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA), which back FHA loans and VA loans ...
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