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The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
Section 523 loans are a mutual self-help rural housing program in the United States authorized under Section 523 of the Housing Act of 1949 (42 U.S.C. 1441 et seq.) and administered by the Rural Housing Service (RHS). Nonprofit organizations may obtain 2-year loans to purchase and develop land that is to be subdivided into building sites for ...
This page was last edited on 3 March 2017, at 12:54 (UTC).; Text is available under the Creative Commons Attribution-ShareAlike 4.0 License; additional terms may ...
Program offering 5% of the home loan value to apply toward down payment or closing costs. A minimum credit score of 640 and the buyer must complete a home buyer education course. New Hampshire Housing
grants to non-profits who organize self-help housing services in rural communities (see detail on Section 523 loans page); rental assistance to tenants of RHS-funded multi-family housing complexes; farm labor housing; help to developers of multi-family housing projects, like assisted housing for the elderly and disabled, or apartment buildings; and
Housing associations that are registered were known as Registered Social Landlords from 1996, but in the Housing and Regeneration Act 2008 the official term became Registered Providers. The latter also covers council housing, and developers and other bodies that may receive grants for development.
The definition of affordable housing may change depending on the country and context. For example, in Australia, the National Affordable Housing Summit Group developed their definition of affordable housing as housing that is "...reasonably adequate in standard and location for lower or middle income households and does not cost so much that a household is unlikely to be able to meet other ...
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