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  2. Federal Perkins Loan - Wikipedia

    en.wikipedia.org/wiki/Federal_Perkins_Loan

    A Federal Perkins Loan, also referred to as a Perkins Loan, was a need-based student loan offered by U.S. Department of Education from 1958 until 2017. [1] Created as part of the Federal Direct Student Loan Program, the Perkins Loan served to assist American college students fund their post-secondary education.

  3. How to determine whether you have federal student loans - AOL

    www.aol.com/finance/determine-whether-federal...

    Older student loan names include Perkins, FFEL, and Stafford. Your credit report says so. ... but private lenders offer variable and fixed interest rates. Repayment terms for private loans are ...

  4. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    The federal student loan program was criticized for not adjusting interest rates according to factors under students' control, such as the choice of academic major. Critics have contended that flat-rate pricing contributes to inefficiency and misallocation of resources in higher education and lower productivity in the labor market. [ 15 ]

  5. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    These federal loans, although unsubsidized, are far superior in interest rate and repayment terms to private student loans. Federal Perkins Loan (Perkins Loan) Program: This is a school-based loan program for eligible students with exceptional financial need.

  6. Pros and cons of consolidating student loans

    www.aol.com/finance/pros-cons-consolidating...

    Access repayment plans: Some older student loans, such as FFEL loans and Perkins Loans, ... However, refinancing could get you a much lower interest rate on your loans, which could help you pay ...

  7. Student Loan Relief: Interest Could Drop to 0% If New ... - AOL

    www.aol.com/finance/student-loan-relief-interest...

    Congressional Democrats introduced legislation on July 27 that would lower student loan interest to 0%, while capping rates for future borrowers. ... Perkins, and Public Health Service Act student ...

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