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  2. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    Florida drivers pay significantly more than drivers in the nation as a whole, where the average annual rate is $2,388 for full coverage and $664 for minimum coverage.

  3. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Yes, Florida is one of 12 states that follow no-fault laws. As mentioned, in a no-fault state, a driver’s PIP insurance will pay for medical expenses and lost wages for themselves and their ...

  4. What to do after a hit and run in Florida - AOL

    www.aol.com/finance/hit-run-florida-153932680.html

    In Florida, PIP provides $10,000 of medical coverage to help pay for any medical bills incurred no matter who is at fault for an accident, including hit-and-runs.

  5. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.

  6. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

  7. Staged crash - Wikipedia

    en.wikipedia.org/wiki/Staged_crash

    Being a no-fault insurance state that requires a certain amount of personal injury protection for auto insurance, [22] insurance companies are required to pay up to $10,000 per person for medical treatment, regardless of who is at fault. [23] Florida has since passed specific legislation (Florida Statutes 817.234) against faking a car crash in ...

  8. Moving to a new state? Here's how to switch your car ... - AOL

    www.aol.com/finance/car-insurance-moving-states...

    No-fault states. In no-fault states, it often doesn't matter who caused the accident — your own insurance is likely to pay for your injuries and lost wages through personal injury protection ...

  9. Point system (driving) - Wikipedia

    en.wikipedia.org/wiki/Point_system_(driving)

    In jurisdictions which use a point system, the police or licensing authorities maintain a record of the demerit points accumulated by each driver. Traffic offenses, such as speeding or disobeying traffic signals, are each assigned a certain number of points, and when a driver is determined to be guilty of a particular offence, the corresponding number of points are added to the driver's total.