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  2. Substantially Equal Periodic Payments (SEPP), explained - AOL

    www.aol.com/finance/substantially-equal-periodic...

    Financial support: SEPP plans allow individuals to receive a regular income from their retirement without penalties until they reach 59 ½. This plan can help provide financial support during the ...

  3. Early Retirement: How to Withdraw Retirement Funds Penalty ...

    www.aol.com/news/2012-11-05-early-retirement...

    By David Ning One of the biggest challenges for early retirees, aside from needing to save enough extra money that it can last though a longer retirement, is that there are early withdrawal ...

  4. How to withdraw retirement funds: Learn 9 smart ways - AOL

    www.aol.com/finance/withdraw-retirement-funds...

    If you’re at least 59 ½ years old, you’ll be able to take distributions from retirement plans without getting hit with a 10 percent early withdrawal penalty.

  5. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    Withdrawals from a Roth 401(k) are also allowed without penalty if you become disabled or if you die, after which a beneficiary can make withdrawals. Roth 401(k)s also aren’t subject to RMDs ...

  6. 8 ways to take penalty-free withdrawals from your IRA ... - AOL

    www.aol.com/finance/8-ways-penalty-free...

    Generally, if you withdraw money from a 401(k) before the plan’s normal retirement age or from an IRA before turning 59 ½, you’ll pay an additional 10 percent in income tax as a penalty. But ...

  7. Substantially equal periodic payments - Wikipedia

    en.wikipedia.org/wiki/Substantially_equal...

    The interest rate that can be used in the latter two calculations can be any rate up to 5% per annum, or up to 120% of the Applicable Federal Mid Term rate (AFR) for either of the two months prior to the calculation. [2] SEPP payments must continue for the longer of five years or until the account owner reaches 59 1 ⁄ 2. [2]

  8. A new law lets you pull $1,000 from your retirement fund for ...

    www.aol.com/finance/now-tap-retirement-account-1...

    But a recent change in tax law makes it easier than ever to tap into your retirement account for $1,000 in case of emergency, penalty-free. Typically, an early withdrawal from a tax-advantaged ...

  9. A 50-year-old man used an obscure IRS rule to withdraw $20K a ...

    www.aol.com/finance/50-old-man-used-obscure...

    Advantages: The primary benefit is avoiding the 10% early-withdrawal penalty, preserving more of your retirement savings. Disadvantages : SEPP withdrawals must be maintained for the required duration.

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