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While anyone who is eligible can buy health insurance under Obamacare, those with household incomes between 100% and 400% of the federal poverty level (FPL) and above may qualify for financial assistance that reduces their premiums and out-of-pocket costs.
If you live in a U.S. territory, you can’t get health coverage through the Marketplace, unless you also qualify as a resident in any of the 50 states or Washington, DC.
To be eligible to enroll in health coverage through the Marketplace, you: Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Under the Affordable Care Act (ACA), you have special patient protection when you are insured through the Health Insurance Marketplace:
What's a modified adjusted gross income (MAGI)? The figure used to determine eligibility for premium tax credits and other savings for Marketplace health insurance plans and for Medicaid and the Children's Health Insurance Program (CHIP).
Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and how to estimate income before you apply.
To qualify for Obamacare premium tax credit, you must be an American citizen or legally present non-citizen living in the United States who does not have access to other affordable health insurance (for example, an employer-sponsored group health plan, Medicare, or Medicaid).
Who Qualifies for Obamacare? To qualify for Obamacare you must meet these requirements: Get Forbes Advisor’s ratings of the best insurance companies and helpful information on how to find the...
Two types of Obamacare subsidies may be available to you: A premium tax credit that lowers the amount you pay each month for your health insurance plan. Cost-sharing reductions reduce the...
With this calculator, you can enter your income, age, and family size to estimate your eligibility for subsidies and how much you could spend on health insurance. You can also use this tool to...
Obamacare includes subsidies to help lower income individuals cover the cost of their plans. These subsidies, also known as tax credits, are still in effect in 2021. On March 11, 2021, President Biden signed the American Rescue Plan Act (ARPA) into law.