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  2. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    If you are a homeowner, you will likely be the one most affected by a home insurance peril. After all, you are the one living on the property each day, and a sudden fire or break-in can disrupt ...

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    At its most basic level, home insurance provides financial protection against various perils, or damaging events, that may affect your home, such as theft, fire and storms. Taken further, it also ...

  4. HO-2 homeowners insurance policies

    www.aol.com/finance/ho-2-insurance-194603218.html

    Key takeaways. An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance in the United States may differ from other countries; for example, in Britain, subsidence and subsequent foundation failure is usually covered under an insurance policy. [7] United States insurance companies used to offer foundation insurance, which was reduced to coverage for damage due to leaks, and finally eliminated ...

  6. Difference in conditions insurance - AOL

    www.aol.com/finance/difference-conditions...

    Similar to HO-3 or HO-5 policies, DIC insurance can be a named peril or all-risk policy. Homeowners usually look for coverage for at least one of the following perils: Earthquake. Flood. Landslide ...

  7. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  8. Factors that impact your cost of homeowners insurance - AOL

    www.aol.com/finance/factors-impact-cost...

    Homeowners in the U.S. pay an average of $1,687 for $250,000 in dwelling coverage. However, insurance is highly personalized, so your home insurance rate will likely differ. Insurance companies ...

  9. Mortgage insurance vs homeowners insurance: what’s the ...

    www.aol.com/finance/mortgage-insurance-vs...

    Homeowners insurance, also known as hazard insurance, may help repair your home’s structure and property from financially devastating losses like fires, storms and other perils listed in your ...

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