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2. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   Goodwill letters are most effective when the late payment was an isolated incident caused by unforeseen circumstances, such as a financial hardship or medical emergency.

3. The Hardship Letter: Four Points to Make When Seeking a ... - AOL

   www.aol.com/news/2011-03-28-the-hardship-letter...

   In the same vein, the spate of loan modification scammers who have taken thousands from already struggling homeowners in return for false promises to fix their broken adjustable rate mortgages ...

4. What happens if I default on an installment loan? - AOL

   www.aol.com/finance/happens-default-installment...

   Loan default happens when you regularly miss your monthly loan payments for an extended period of time. Depending on the loan type , this can be anywhere from one day to 270 days since the last ...

5. Reaffirmation agreement - Wikipedia

   en.wikipedia.org/wiki/Reaffirmation_agreement

   Debtor's signature required! This section indicates to the Court that the debtor can make the payments without undue hardship. If there is a presumption of undue hardship, the debtor can explain how the hardship will be overcome. Part E is the Debtor's Motion for Court Approval and must be signed by Debtors who are not represented by an attorney.

6. Forbearance - Wikipedia

   en.wikipedia.org/wiki/Forbearance

   Borrowers can ask their lenders to make changes to the terms of their loans. Borrowers can either opt for a short-term relief by having their mortgage payment suspended for a short period of time (known as forbearance in the U.S.), or they can apply for reduced payments over the life of the loan's term (known as loan modification in the U.S.).

7. What is a short sale? - AOL

   www.aol.com/finance/short-sale-234542168.html

   If the borrower doesn’t bring the loan current, the lender can sell the home, typically at auction, to try to recoup its losses. ... Provide a hardship letter. The first step of the short sale ...