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  2. What Is Discretionary Spending? How You Can Reduce It and ...

    www.aol.com/discretionary-spending-reduce-save...

    The following tips can help reduce the budget until your financial situation improves. 1. Document Your Spending ... find a coupon for that next oil change and reduce unnecessary trips to save on gas.

  3. 10 Expenses Most Likely To Drain Your Checking Account ... - AOL

    www.aol.com/10-expenses-most-likely-drain...

    Review these expenses and think about downgrading packages, canceling unnecessary subscriptions and looking for free alternatives. For example, workout at the park or borrow media from the library ...

  4. 5 Tips To Cut Nonessential Expenses Today and Build Up Your ...

    www.aol.com/finance/5-tips-cut-nonessential...

    Review what subscriptions you’re paying for to avoid unnecessary expenses. Check bank and credit card statements, look through your email inbox, and browse the settings in your phone’s App ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3]

  6. Petty cash - Wikipedia

    en.wikipedia.org/wiki/Petty_cash

    Petty cash is a small amount of discretionary funds in the form of cash used for minor expenditures. [ 1 ] The most common way of accounting for petty cash expenditures is to use the imprest system .

  7. 30 Expenses That Quietly Eat Away at Your Budget - AOL

    www.aol.com/finance/30-expenses-quietly-eat-away...

    You can't fail to notice the big bills your paying each month, like your monthly mortgage or car payment, but expenses that are smaller and easier to miss can sneak past and pile up. Check Out: 5...

  8. Reconciliation (accounting) - Wikipedia

    en.wikipedia.org/wiki/Reconciliation_(Accounting)

    Reconciliation in accounting is not only important for businesses, but may also be convenient for households and individuals. It is prudent to reconcile credit card accounts and checkbooks on a regular basis, for example. This is done by comparing debit card receipts or check copies with a person's bank statements. Benefits of reconciling:

  9. 7 Expenses Middle Class Families Should Trim Before ... - AOL

    www.aol.com/7-expenses-middle-class-families...

    As winter approaches, middle-class families are gearing up for higher expenses like heating bills and holiday spending. With inflation still impacting everyday items, trimming unnecessary expenses ...