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  2. What Is Discretionary Spending? How You Can Reduce It and ...

    www.aol.com/discretionary-spending-reduce-save...

    The following tips can help reduce the budget until your financial situation improves. 1. Document Your Spending ... find a coupon for that next oil change and reduce unnecessary trips to save on gas.

  3. 5 Tips To Cut Nonessential Expenses Today and Build Up Your ...

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    Finding ways to cut nonessential expenses out of your budget will produce the best results and allow you to build up your savings and an emergency fund. For You: 9 Easiest Ways To Maximize Your ...

  4. 30 Expenses That Quietly Eat Away at Your Budget - AOL

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    Pre-Made Food. The grocery store is another place where the cost of convenience adds up. “Packaged, processed foods at the grocery store cost about 25% more compared to buying basic, healthy ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3]

  6. 10 Expenses Most Likely To Drain Your Checking Account ... - AOL

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    Review these expenses and think about downgrading packages, canceling unnecessary subscriptions and looking for free alternatives. For example, workout at the park or borrow media from the library ...

  7. Cost reduction - Wikipedia

    en.wikipedia.org/wiki/Cost_reduction

    Cost reduction is the process used by organisations aiming to reduce their costs and increase their profits, or to accommodate reduced income.Depending on a company’s services or products, the strategies can vary.

  8. Reconciliation (accounting) - Wikipedia

    en.wikipedia.org/wiki/Reconciliation_(Accounting)

    In accounting, reconciliation is the process of ensuring that two sets of records (usually the balances of two accounts) are in agreement.It is a general practice for businesses to create their balance sheet at the end of the financial year as it denotes the state of finances for that period.

  9. How to save money: 13 easy tips - AOL

    www.aol.com/finance/save-money-13-easy-tips...

    Follow a budget plan such as the 50/30/20 approach. Monitor your spending each week to track your progress. Pay your credit card in full to avoid finance charges.